

Next, you’ll receive double member reward points, which means that for every dollar you spend at qualifying locations, you’ll earn 1 point. 5% off electronics (including televisions), smart watches, and Modern Bride® Design Your Dream Ring.Īlso, if you have to wait for card approval after applying for your JCPenney card and don’t receive an instant credit decision when applying, approved cardholders will receive a $10 coupon in their credit card package.5% of major appliances (U.S.-based stores only).15% off custom shades and blinds (U.S.-based stores only).15% off JCPenney’s selection of apparel, shoes, salon products, accessories, jewelry, furniture, mattresses, and other home purchases.First, immediately upon signing up, cardholders earn a first purchase discount. There are a number of perks that you can receive for signing up with the JCPenney Card. However, at the time of this writing, stand-alone Sephora stores do not accept the JCPenney Card. Also, the online websites for each are also viable for using your JCPenney Card, including, , and. The JCPenney CardĪs the basic store-branded credit card, the JCPenney Card can only be used to make purchases at JCPenney, Sephora stores (located inside JCPenney stores), as well as some participating Rite Aid and CVS stores.
#Create jcp rewards account upgrade#
However, regular cardholders of the basic JCPenney Card may be able to upgrade to the JCPenney Mastercard, if they meet specific qualifying criteria. It should be noted that you don’t have an option to choose which card you’ll be approved for when applying. Approval is either instantaneous or may take 7-10 days to receive an approval. Depending on your creditworthiness, you’ll be issued one of two available store-branded credit cards (both issued by Synchrony Bank): the JCPenney Card and JCPenney Mastercard. To begin, apply for the card at JCPenney’s store in-person or online. The Best Cards of 2019 Overview | JCPenney Credit Cards In this article, we’ll cover the benefits of keeping it in your wallet, the drawbacks associated with its use, and alternative credit cards that may offer better rates and rewards. And to help its customers earn rewards while making purchases, JCPenney offers its own version of retailer credit cards, the JCPenney Credit Card and the JCPenney Mastercard. Everything from popular clothing brands to home appliances, jewelry, shoes, and furniture–JCPenney has it all. We’ll examine the benefits and drawbacks of these credit cards, as well as how they stack up to other alternative cash back programs.Īs one of the most beloved department stores in the U.S., JCPenney has consistently delivered quality products to their customers. JCPenney Credit Card and its Mastercard counterpart offer the opportunity to earn rewards for purchases. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Sift and CardRatings may receive a commission from card issuers. Advertiser Disclosure: SIFT has partnered with CardRatings for our coverage of credit card products.
